Protect your business against claims of employee rights violations, including discrimination, wrongful termination, and harassment.

A man and a woman are shaking hands while sitting at a table with a laptop.

What is Employment Practices Liability Insurance?

Employment Practices Liability Insurance (EPLI) protects your business from claims made by employees regarding wrongful employment practices. These include allegations of discrimination, wrongful termination, harassment, retaliation, and other violations of employee rights. EPLI covers legal defense costs, settlements, and judgments, ensuring your business is protected from potentially costly lawsuits.

Protect your business from the legal and financial risks associated with employee-related claims. EPLI ensures you have the resources to defend against lawsuits and maintain a healthy workplace.

Why J&C Dial?

Affordable plans tailored to your business’s needs.

Transparent and flexible coverage options.

A black umbrella is hanging from the ceiling on a white background.

Dedicated customer service to guide you every step of the way.

A black umbrella is hanging from the ceiling on a white background.

FAQ

  • What types of claims does Employment Practices Liability Insurance cover?

    EPLI covers claims related to discrimination, wrongful termination, harassment, retaliation, and other employment rights violations.

  • Is EPLI necessary for small businesses?

    Yes, small businesses are equally vulnerable to employment-related lawsuits and may lack the resources to handle legal claims. EPLI provides critical protection.

  • Does EPLI cover third-party claims?

    Yes, EPLI can provide coverage for claims made by non-employees, such as clients or vendors, related to harassment or discrimination.

  • Does EPLI cover wage and hour disputes?

    Typically, EPLI does not cover wage and hour disputes, but some policies offer limited coverage for legal defense costs.

  • Who needs EPLI?

    Any business with employees—regardless of size—should consider EPLI to protect against potential claims and legal expenses.