Enhance your existing liability coverage with an added layer of protection for unforeseen events.

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What is Umbrella Insurance?

Umbrella Insurance provides additional liability coverage that extends beyond the limits of your standard policies, such as General Liability, Commercial Auto, and Employer Liability Insurance. It helps cover large claims or lawsuits that exceed the coverage of your primary insurance, ensuring your business is protected from financial losses due to unforeseen events.

Expand your coverage limits and protect your business from unexpected and significant financial exposures. Umbrella Insurance offers peace of mind and security for your growing business.

Why J&C Dial?

Affordable plans tailored to your business’s needs.

Transparent and flexible coverage options.

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Dedicated customer service to guide you every step of the way.

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FAQ

  • What does Umbrella Insurance cover?

    It provides additional liability coverage for claims exceeding the limits of your primary policies, including General Liability and Commercial Auto Insurance.

  • Do I need Umbrella Insurance if I already have liability insurance?

    Yes, Umbrella Insurance is essential for protecting your business from large claims or lawsuits that surpass the coverage of your existing policies.

  • Can Umbrella Insurance be used for personal claims?

    No, Umbrella Insurance is designed to provide additional coverage for commercial liability policies.

  • What types of businesses benefit from Umbrella Insurance?

    Any business, particularly those in high-risk industries or with significant assets, can benefit from the additional protection Umbrella Insurance offers.

  • Does Umbrella Insurance cover all types of claims?

    No, it only extends coverage for claims included in your underlying policies. It does not cover excluded claims, such as professional liability or intentional wrongdoing.